Creating a Music Library that Rocks!

Living well on a budget is not just about earning and saving money; It’s also about getting the most out of what you already own.

 

Great music can bring us to tears, or make us tingle with joy. Many of us have loads of CDs and/or reams of downloaded songs, but we tend to use just a fraction. Who has time to sift through it all, every time you’re in the mood for a certain tune? This article explores how to organize your music library so you have easier access to whatever you want to listen to, whenever you want to hear it.

 

Remember way back, when you used to make mixed tapes from your records, CDs, or the radio? Electronic music libraries allow us to select our favourite music and reorganize it in the very same way -- but in a far more efficient manner. The price of admission is a portable media player, with brand name models starting at just $50.

 

Step 1: Download your Music Library Software.

• Plug your hardware (iPod or MP3 player) into your computer’s USB slot using the accompanying cord.
• Follow the automatic prompts to download the software (iTunes or alike).
• Select ‘desktop shortcut’ so you can easily locate your music library, afterwards.

Step 2: Create ‘Smart Playlists’. 

The beauty of ‘Smart Playlists’ is that they automatically organize your music for you.

Go to the ‘File’ drop down list and choose ‘New Smart Playlist’.

• Choose whatever parameters you desire.
• Sort by ‘Genre’, ‘contains’ and ‘Blues’, to create a ‘Blues’ and ‘Rhythm and Blues’ group.
• Choose ‘Year’ ‘in the range’ ‘1970’ to ‘1979’ for a 1970’s music list.
• A Blues song recorded in 1975 will appear in both ‘Smart Playlists’, simultaneously.
• Tick the ‘Live updating’ box so that all the music you’ve already downloaded (as well as future downloads) automatically migrate to the appropriate groups.
• Over-ride manufacturer designated categories by right clicking on the song. Go to ‘Get Info’, and click on the ‘Info‘ tab.
• If your ‘Best of the 50’s’ album was issued in 1983, you may want to change the ‘Year’ to 1955, so it aligns with the rest of your 1950’s music.
• Lady Gaga belongs to the ‘Pop’ ‘Genre’, but Mel Tormé? I’d rather his music be grouped with my ‘Traditional’ music, so I re-assigned the ‘Genre’.

Step 3: Load your CD Library.

• If this is a huge chore you’ll never get round to, stack your CDs by the computer and regularly download them, as you work away on something else.
• The pop-up windows will prompt you as you go and your ‘Smart Playlists’ will automatically sort everything into the appropriate categories.
• When transferring CDs with skips, click ‘Import Settings’ at the bottom right of your screen and check ‘Use error correction when reading Audio CDs’. It’s a slower process, but your computer won’t get hung up downloading your well-loved albums.
• To download pristine CDs at high speed, uncheck this box.

Step 4: Create ‘Playlists’.

• ‘Playlists’ are a perfect way to group your favourites together in manageable chunks, or assemble your own albums.
• Go to ‘File’ and choose ‘New Playlist’. ‘Playlists’ let you select specific songs to create custom groupings e.g. Celtic Music or Romantic Songs.
• Be aware that ‘Playlists’ are manual groupings, so they take time and are more labour intensive than ‘Smart Playlists’.

Step 5: Enjoy!
You should be able to easily locate whatever music you’re after, in mere seconds.

• Having an 80’s party? Go to your ‘1980’s Smart Playlist’ to easily access your favourite Culture Club, ZZ Top and Style Council tunes.
• Hosting friends for a special dinner? Go to your ‘Jazz’ ‘Smart Playlist’ to locate classics from Ella Fitzgerald, Louis Armstrong and Miles Davis.

Creating your own custom Playlists will be a breeze now that you don‘t need to sort through an overwhelming jumble of tunes, to find exactly what you’re after. As with most technology, there’s so much more that you can do with it, but this will help you get underway.

 

Feel free to post your music library questions, or share your personal tips with the group, below. Please follow http://champagnelifebeerbudget.blogspot.ca/ for future articles on [legally] attaining free music and burning custom CDs.

Making the Most of your Yard Sale:

Yard sales are a great way to sell off your lesser bits and bobs that are neither auction material, nor worth your efforts posting online.

Many of us have hosted a yard sale at one time or another. Ergo, we understand the basics; But the real trick is to minimize the aggro, whilst maximizing profits. With a bit of forethought and planning, yard sales can be truly rewarding ventures. Not only can you purge the last of your household junk, but you give it a new life - and earn some extra cash in the process.

Step 1: Plan Well

• Schedule one big yard sale, every few years. During that period you’ll accumulate enough junk to make your efforts worthwhile, without making it too monstrous a task to contemplate.
• Pick a date that spells success. Saturdays are best because Sunday can be your ‘rain day’. Choose a time of year where good weather is likely and avoid holiday weekends, when people are often out of town.
• Invite neighbours, friends and family to join in. Announce the date well in advance, so everyone has a chance to participate. Street sales tend to attract additional punters and it’s more enjoyable if it’s a community affair.

Step 2: Get Organized

• Designate a specific area of your home for yard sale items. Large plastic bins are ideal repositories, assuming you have room.
• Avoid future headaches by pricing each of your items individually, before storing.
• Price cluster tables can prove more efficient ($1 tables, $2 tables, etc.); But be prepared for your items to ‘move about’ throughout the sale.
• Go through your home room-by-room and do a cull. Scrutinize things with a critical eye and get rid of anything you don’t use regularly, or love.

Step 3: Advertise and Promote Widely

• Take advantage of every promotional opportunity available. Post colourful flyers in your neighbourhood. List your sale on Kijiji and Craigslist, and leverage social media tools. Set up posters at nearby intersections. Leave no stone unturned.
• If it makes financial sense, consider paid notices in local newspapers or on the radio.
• Be precise about your start and finish times, and stick to the schedule. People will arrive early to get first crack at your best stuff, and show up late to score bargains.
• List product categories to garner interest and set expectations. Promote specifics to attract the right buyers.
• Remind shoppers to bring along recycling bags to carry their purchases home.
• If you’re donating a portion of the proceeds to your favourite charity, note it. It’s not only a wonderful idea, it’s great PR (Public Relations)!

Step 4: Enjoy the Day

• Set up tables to display your items. It’s much easier to shop for items when they’re easy to see and within reach.
• Organize your wares in a way that makes sense; Group ‘like’ items together, or arrange products by price.
• Have cash on hand and guard it carefully. Make sure you have lots of small bills and coins to make change.
• If you’re selling electrical products, have an extension cord handy to demonstrate functionality.
• Negotiating makes good sense, as the day wears on. Sweeten the pot by offering volume discounts and throw-ins. Politely but firmly decline silly offers.
• It’s important to maintain your cool, when confronted with challenging customers. Keep it friendly and don’t let anyone stress you out.

Step 5: Don’t Mourn the Loss

• It’s hard to understand why some things sell and others do not. Don’t waste your time lamenting what didn‘t sell. Focus on the stuff that did.
• At the end of the day, take your leftovers to a charity shop. You’ll find it much easier to part with it, now that you’ve mentally disassociated yourself.
• Savour the feeling of emancipation - and keep it top of mind when accumulating more ‘stuff‘, in future.

We streamlined our day-to-day life by losing the clutter, and that’s extremely liberating. We also made some new friends, helped the needy and earned a few dollars while we were at it - not bad for a day’s work!

Are you in the process of simplifying you life? Do you have any yard or street sale suggestions or tips? Please feel free to share your experiences and ideas with the group.

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Do you have Anything Worth Selling at Auction?

If you’re like me, you love those television shows whereby unsuspecting punters are quoted stratospheric valuations for their dusty old family heirlooms - or better yet, their yard sale finds. Could you have any hidden gems lying around in your humble abode? If so, would you ever consider putting them under the hammer?

During our spring clear out, I spotted a few valuables in amongst all the junk. It occurred to me that rather than selling these items at a garage sale, or online, it might be more profitable to put them up for auction. Being an auction virgin I wasn’t sure what to expect, so we decided to test the waters with just a few items - those that had slowly evolved from ‘treasured keepsake‘, to that of ‘albatross’.

Step 1: Determine if your Item is Suitable for Auction.

• Does it possess intrinsic value (i.e. fine jewellery, quality watches, rare coins, signed ceramics or glass, bronze or ivory sculptures, original art, antique furniture, sports memorabilia, vintage collectibles or alike)?
• Do you no longer treasure these items, or worse, are they starting to become a burden? Are you incurring storage fees, or is the piece taking up too much room in your home?
• Will the market price possibly decrease in future? Will it likely get damaged or decay, through neglect? Is the item’s popularity currently on the decrease?

Step 2: Identify the Best Auction House to Sell your Piece.

• Research which auction houses sell, or specialize in, that particular genre.
• Review and consider fees, commission structures, taxes and extra charges (photography, insurance, etc.).
• Can you put a reserve bid on the item? (A reserve bid is the minimum amount you will accept for the item to sell.) Be aware that you may not be given the option.
• Will it be sold online, or at a live auction, and do you have a choice?
• Find out what happens if the piece doesn’t sell. Can you recover the item and will fees be charged, regardless?
• Understand the payment terms. Will you receive the proceeds immediately, or significantly later?

Step 3: Request a Formal Appraisal.

• Appraisals should be free. If there’s a charge involved, look elsewhere.
• If it’s not too difficult, arrange an appointment for a live appraisal. That ensures the greatest accuracy.
• If a live appraisal is not feasible, email several clear photos to facilitate a precise evaluation.
• Accompany your pictures with a brief description, elaborating on the item’s provenance, history and any other notable features.
• Prepare for disappointing news and receive it graciously. Family folklore has a way of gilding the lily and/or you might have unwittingly purchased a fake.
• Assuming the auction house is interested in taking on your item, you can now make an informed decision as to whether you’d like to put it up for auction.

Step 4: Attend the Auction.

• You’ll get a great deal more out of the experience by attending the event, and it’s all part of the fun!
• If they spot you in the crowd, they’ll be more likely to promote your item, when it goes up on the block.
• Sign up for a buyer’s paddle. It’s free and you may see other bargains or valuable finds worth taking advantage of.
• Never bid on your own lot. It may seem like a great way to drive up the price, but if you’re the winning bid, you won’t sell - and will incur all the fees.
• Whether elated or disappointed, do your best to control your emotions. There’ll be plenty of time to discuss the outcome privately, when the auction’s all over.

So how did we do? The good news is that both lots sold and we made several hundred dollars. The bad news is that they didn’t meet their respective appraisals. That being said, we’re still happy with the results. We got rid of some unwanted items - and now they will be treasured and cared for, for years to come. We also made more profit than if we’d sold them through other means. Putting anything under the hammer is similar to gambling. There may be several interested bidders there on the day, but perhaps not. The moral of the story is, don’t participate, if there’s any chance that you’ll sweat the loss.

Finally, our best takeaway was totally unexpected. I learned that although auctions are a good way to make a bit of extra money, they are an even better way to save a fortune. Now we know exactly where to go, the next time we want some authentic Georgian furniture at knockdown prices…or hand-woven Persian carpets for pennies on the dollar!

Perhaps you have some items you’d like to put up on the block? I encourage you to share your auction experiences, ideas and questions in the comments below, so that we can all benefit.

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Selling your Unwanted Items Online

With spring in full swing, thoughts turn to cleaning out and getting rid of the clutter. Online clearing houses provide an easy way to lose the junk and make a quick buck at the same time - it’s really a no-brainer. That being said, many are intimidated by sites like eBay, Kijiji and Craigslist, because they’re not familiar with how they work. Give it a try. Do it right and you’ll be hooked in no time!

Although eBay was the forerunner, I tend to favour Kijiji and Craigslist. eBay charges a nominal fee for postings, yet it’s free to list on Kijiji and Craigslist. The latter sites also work on a local platform, and that’s critically important when you’re selling a couch, for instance. eBay provides a single international forum and although the audience is wider, there’s a level of hassle involved in figuring out shipping costs, wiring money back and forth, packaging awkward items and sending them around the globe.

Thus, if you’re just unloading a few bits on the side, I’d recommend going for the local boards like Kijiji or Craigslist. Selling something covetable or valuable? eBay may be the better way to go.

Step 1: Figure out what you want to sell.
Where do you begin? The first thing you need to do is identify what you want to sell. If you’re paying for storage fees, that’s a good place to start - you could also begin with your attic, basement, garage or spare room.

We wanted to reclaim our basement. We were tired of tripping over all of the crap we’d accumulated over the years, every time we went to do laundry or get the hose. Those prints we received as a gift were valuable, but we never cared for them. That leather couch looked great in my old apartment, but it no longer suited our current home. Everything was simply rotting away down there in our dank, dark cellar - so we decided to use it, or lose it!

So what can you flog on these sites? You may be surprised. We’ve sold everything from cars to piggy banks, ceramics to tools, records to filing cabinets - you name it. If it’s of value and in decent shape, pretty much anything goes.

Step 2: Take a photograph of the item.
There’s an art to selling well. It may seem obvious, but you need to clean it up, wipe it down and make it sparkle. As long as repairs bring a financial return - glue it, sew it, steam it, fix it. The value will drop significantly, if it’s flawed. Call it fluffing, putting lipstick on a pig, or rouge on a corpse - there’s no denying that everything looks more appealing when it’s clean and cared for.

Sales drop by 50% if there’s no picture, so take crisp, clear photo/s. Show the entire item in a complimentary light. Ensure it’s captured in a fitting environment, taking the item’s purpose, colour and style into account. That might mean moving that old chair from a skanky corner of the basement to a pretty room upstairs - and be sure to keep it there, until it’s picked up. You may need to provide multiple views. For instance, if you’re selling a trunk, you should photograph the item both open, and closed. Also, crop your pictures to create focus.

Just be sure that the picture you attach is accurate. Don’t attempt to deceive. If the chair has a big rip in the side, don’t try to hide it. There’s no point in luring buyers in on false premises, since it’ll just end in frustration on everyone’s part. Be positive, but be honest.

Step 3: Write a concise and compelling description about the product.
Start out with a clear and factual header. For the body of description, address the item’s main features and translate those to benefits. It’s important to include as much critical information as possible, without being too wordy. Highlight the item’s salient qualities. What is it? What are the composite materials? How many are there in the set? Are there any notable flaws? What’s different about it (vintage, limited edition, comes with accessories, etc.)?

Only include brands if that will increase the perceived value. In other words, if you bought that couch at a certain Swedish flat pack store that we all know and love - leave it out. You may as well put ‘cheap junk’ in the header. However, if you picked it up at a designer furniture store, say so.

To close, sum up why the customer should buy it and explain what next steps need to be taken. Keep it professional by using complete sentences, as well proper spelling and grammar (this includes ensuing emails). No one wants to spend time deciphering the difference between what you say, with what you actually mean.

Step 4: Set an appropriate price.
Many of us have the tendency to overvalue our stuff, and undervalue everybody else’s. You need to be realistic when setting the price. Research identical or like items already posted, or search competitive sites - it’s virtually impossible not to find something similar, somewhere.

My modus operandi is to undercut the lowest advertised price slightly. Keep in mind, the point is to get rid of your junk. That being said, sometimes rogue dealers post silly prices for reasons unknown. Stay within the realms of normalcy and aim for a competitive price. If everyone else is selling similar patio umbrellas for $50-$75, post yours at $49. All things being equal, people tend to go for the lowest price.

Avoid trickery, such as bait and switch. For example, it’s deceptive to advertise DVDs for a $1 in the header - when they’re actually selling for $10, once you click through to the description. It’s not clever, it’s unethical. In the end, your items will sell for whatever they’re really worth.

Step 5: Communicate well with potential customers.You’re dealing with the general public, so you’ll get all kinds. You are in charge of how you want to conduct business. Be polite, professional and always take the high road. Most buyers are a pleasure to work with, but there can be exceptions.
Expect tire-kickers. It’s important to answer all queries thoroughly and promptly. Perhaps this nibble may not turn into a sale, but then again, it might. Shake off low-ball offers. It’s up to you if you want to negotiate, but if you’ve priced your item correctly, you shouldn’t have to. If you’re courteous in your response, you allow the buyer to save face. They might be interested in purchasing your item, regardless.

Set up specific times for viewing and pick up. If you can, exchange cell numbers. Regardless of how you orchestrate it, you will get ‘no shows’. When that happens, try contacting the purchaser once to see if there’s a legitimate problem - and let it go if they don’t respond.

Avoid meeting buyers elsewhere - it comes back to the ‘no shows’. It’s about as much fun as being stood up on a date. Additionally, cheeky buyers might ask you to deliver the item, which I would also discourage. Is it worth your time and expense? What if the item gets damaged enroute? Don’t be a chump. If the person’s truly interested in purchasing your item, they’ll come to you.

If someone asks you to ‘hold’ an item on their behalf, politely inform them that for practical purposes you have to work on a ‘first come, first serve basis’. Don’t turn away potential buyers in favour of these charlatans. If they’re desperate for it, encourage them to move quickly. You may also be contacted by out-of-town buyers. Personally, I don’t need the hassle of packaging and shipping, even if the customer is willing to pay for it. As such, I simply suggest they send someone local pick it up on their behalf, or graciously decline the offer. Be as cordial as you possibly can, throughout the exchange. Keep in mind that these are your customers and being courteous (but firm) simply makes good business sense.

Other helpful tips:

• Take a few extra minutes and post each item on Kijiji and Craigslist. There’s about a 50% response rate from each site - with little or no overlap. More exposure equals a better chance of selling your item, at a fair price.
• Personally, I’m not a big fan of paid options these sites offer, such featuring your ad on the lead banner, etc. Considering the small margins, ad placement is rarely worth the extra investment. People will find your item, if they’re truly in the market for it.
• Be patient. Sometimes it takes time for the right buyer to come along. If you can’t wait to unload it - drop the price until it sells. Otherwise, hold on to it until you get a decent return.
• Once you do make a sale (i.e. after money changes hands), remove the ad from all relevant sites, immediately. It’s important not to frustrate your audience by promoting items that are no longer available.

In the end, we managed to reclaim our basement and make over $1500 dollars - simply by selling our unwanted junk online. I hope this gives you the impetus to start your own ‘clear the clutter’ campaign. Please send me your tips, ideas and feedback - I’d love to hear about your online selling experiences.

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